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    Key Information Documents

    Key Information Documents are prepared in accordance with regulatory standards and are here to help retail investors understanding the nature and the risks of investing in a specific financial instruments, to compare financial instruments and to make well-founded investment decisions. However, they do not constitute marketing material, nor do they constitute a personal recommendation, nor should it be relied upon as a substitute for the exercise of independent judgment. Key Information Documents do not constitute an offer or invitation from the Bank to subscribe, purchase, redeem or sell any financial instruments, or to enter into any transaction with respect to such instruments. If you have concerns about any investment, are uncertain about the suitability of an investment decision or if you are unable to locate a Key Information Document, please contact your Investment Counsellor or Relationship Manager or seek such financial, legal or tax advice from your professional advisers as appropriate.

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